Disclosures

The content on this Site is provided for general educational and informational purposes only. It is intended to help homeowners learn about concepts and strategies related to paying down a mortgage balance. Nothing on this Site is an offer, solicitation, or commitment of any kind.

ChoiceBridge is not a bank, lender, mortgage company, mortgage broker, or credit union, and we do not make loans, originate mortgages, or decide loan approvals. We are not affiliated with, endorsed by, or acting on behalf of any government agency — including HUD, the FHA, or the VA — or any bank or lender, unless expressly stated in writing.

Nothing on this Site is financial, legal, tax, accounting, or mortgage advice, and nothing here creates a professional or advisory relationship. Mortgage and financial decisions are personal and can have significant consequences. Before acting on any information from this Site, consult a licensed mortgage professional, financial advisor, tax professional, or attorney about your own situation.

Individual results vary. We make no promise, guarantee, or representation that using any strategy described on this Site will pay off your mortgage sooner, reduce the interest you pay, lower your monthly payment, or produce any particular result. Whether any strategy may help you depends on your loan terms, income, spending, and other personal factors, and any strategy may not be suitable for everyone.

Any numbers, timelines, or examples shown on this Site are hypothetical illustrations based on stated assumptions. They are provided to explain concepts only, are not projections or promises of what you will experience, and your own figures will differ.

Any testimonials or personal stories that appear on this Site or in our materials reflect the individual experiences of the people who shared them. They are not typical results, are not a guarantee of future results, and should not be taken as a promise that you will achieve the same or similar outcome.

We work to keep the information on this Site accurate and current, but we make no warranty that it is complete, correct, or up to date. Mortgage products, rates, laws, and regulations change, and your lender's terms govern your loan. We may change or remove Site content at any time without notice.

This Site may contain links to third-party websites, products, or services. We are not responsible for the content, accuracy, or practices of third parties. We may, in some cases, receive compensation when you use a third-party link or product; this does not change the educational nature of our content and does not create any obligation for you.

We are committed to providing equal professional service to all persons, regardless of race, color, religion, sex, handicap, familial status, or national origin.