Terms of Service

By using mortgage.choicebridge.net (the “Site”), you agree to these Terms of Service, our Privacy Policy, and our Disclosures. Together, those three pages are the entire agreement between you and ChoiceBridge for use of this Site. If you do not agree, do not use the Site.

This Site is intended for adults 18 years of age or older.

ChoiceBridge — Mortgage Free Life provides educational information only. We are not a lender, bank, or mortgage broker. See our Disclosures page for the full educational-only and no-guarantee statements. Nothing on this Site is a loan offer, a payoff promise, or personalized financial advice.

You agree to use the Site lawfully, to provide accurate information when you submit a form or quiz, and not to misuse the Site, interfere with its operation, or attempt to access parts of the Site you are not authorized to access.

Program: ChoiceBridge — Mortgage Free Life.

By providing your mobile phone number and opting in through a form, quiz, or chat on this Site, you consent to receive text messages from ChoiceBridge about your inquiry and our services. Messages may be sent using an automatic system. Message frequency varies. Message and data rates may apply. Consent to receive text messages is not a condition of any purchase.

To opt out, reply STOP at any time. For help, reply HELP, or contact us at (951) 565-7963 or support@themustardseedgroup.net. Carriers are not liable for delayed or undelivered messages.

Mobile information and text messaging opt-in data and consent will not be shared with third parties or affiliates for marketing or promotional purposes, except with messaging providers and aggregators as necessary to deliver messages, as described in our Privacy Policy, Section 3.

If you provide your email address, we may email you about your inquiry, appointment, or requested information. Marketing emails will include an unsubscribe option. Service-related emails needed to complete a request you made may still be sent.

All content on this Site — text, graphics, videos, and design — is owned by or licensed to ChoiceBridge and is protected by law. You may view and print pages for personal, non-commercial use only. Do not copy, republish, or use Site content for commercial purposes without our written permission.

Information you submit through forms, quizzes, or chat may be used as described in our Privacy Policy. Do not submit sensitive information such as Social Security numbers, full bank account numbers, or passwords through ordinary forms, email, or text messages unless we specifically ask you to use a secure process for that purpose.

This Site may link to third-party websites. Those sites have their own terms and privacy policies. We are not responsible for them, and a link does not mean we endorse that site.

This Site and its content are provided “as is,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose.

To the fullest extent permitted by law, ChoiceBridge, The Mustard Seed Group, LLC, and their owners and representatives are not liable for any indirect, incidental, or consequential damages arising from your use of this Site or reliance on its educational content.

You agree to indemnify and hold harmless ChoiceBridge and The Mustard Seed Group, LLC from claims arising from your misuse of the Site or violation of these Terms.

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-law rules.

We may update these Terms from time to time. The updated version will be posted on this page with a new “Last Updated” date, and your continued use of the Site after changes are posted means you accept the updated Terms.

If any part of these Terms is found unenforceable, the remaining parts stay in effect. These Terms, together with the Privacy Policy and Disclosures, are the entire agreement for use of this Site.